For Real Estate Principals & Licensees in Charge. Three things you must have in place before you can legally list or sell property after July 1, 2026.
On March 31, 2026, the AUSTRAC portal opens for "Tranche 2" entities. This is your enrolment window — miss it and you can't legally operate after July 1.
Enrol your agency with AUSTRAC. You'll need:
By July 1, you cannot legally list or sell a property without a documented AML/CTF Program.
Create a documented AML/CTF Program. This isn't just a folder on your desk. It must include:
A generic template won't cut it. AUSTRAC expects your program to be tailored to your business — your location, your client profile, your transaction types.
Every time you sign a new vendor (or in some cases, a buyer), you must perform Customer Due Diligence (CDD). This is the ongoing operational change that most agencies aren't prepared for.
You need a digital system that can:
If AUSTRAC audits you in 3 years, "I checked his ID" isn't enough. You need a time-stamped system record proving when the check was done, what was verified, and who performed it.
Can you answer "Yes" to all three?
If you answered "No" to any of these — you're not alone. Most agencies haven't started yet. But March 31 is days away.
AMLTranche generates your risk assessment and AML/CTF program automatically. Start with the free tier — no credit card required.
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