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REB Innovation Awards 2026 Finalist
Innovator of the Year, Maintenance and Compliance
Purpose-built AML/CTF compliance for Australian buyers agents. Complete AUSTRAC enrolment, CDD, sanctions screening and SMR workflows — all in one platform. Onboard a buyer in minutes, not days.
REB Innovation Awards 2026 Finalist
Innovator of the Year, Maintenance and Compliance
Under the amended AML/CTF Act 2006 and AUSTRAC Tranche 2 reforms, buyers agents and buyer's advocates who assist clients to buy real property are providing a designated service. From 1 July 2026, you must enrol with AUSTRAC, run a written AML/CTF program, verify every client, screen against the DFAT sanctions list, lodge suspicious matter reports, and keep records for 7 years.
Doing this manually means juggling identity documents, sanctions lists, risk assessments, and audit records across spreadsheets and emails. AML software for buyers agents — like AMLTranche — brings all of it into one AUSTRAC-aligned platform, so a full CDD pack takes around 15 minutes instead of half a day.
Six obligations apply to every Australian buyers agent from 1 July 2026. AMLTranche delivers the systems you need to meet each one — sourced directly from the AML/CTF Act and AUSTRAC core guidance.
Register as a reporting entity through AUSTRAC Online. Enrolment opens 31 March 2026; deadline 29 July 2026.
A written, risk-based AML/CTF program covering your ML/TF risk assessment, policies, procedures and controls.
Verify each buyer's identity and assess their risk before you start acting for them, per AUSTRAC's CDD guidance.
Screen every client against the DFAT Consolidated List and PEP databases — and re-screen on list updates.
Lodge an SMR with AUSTRAC within 3 business days (24 hours for terrorism financing). Never tip off the client.
Retain CDD records, screening results and compliance documents for 7 years in an audit-ready, tamper-proof format.
Not sure if you're in scope? Check the AUSTRAC eligibility tool, or read our full AML obligations guide for buyers agents.
Buyers agents don't sit in an office — and your AML software shouldn't either. AMLTranche is a web-based AML app that works on any device. Capture a client's ID and run full AUSTRAC-aligned CDD from your iPad at an open home, or from your phone after a signed buyers agency agreement.
Selfie + document capture on any device. Matches driver licence, passport or Medicare via secure Australian IDV providers.
Every buyer is automatically checked against the DFAT Consolidated List and PEP databases — and re-screened when lists update.
Answer a short questionnaire and the platform produces your written AML/CTF program and ML/TF risk assessment, tailored to a buyers agency.
Workflows for source of funds, source of wealth, country risk and foreign PEP status — aligned with the AUSTRAC ECDD rules.
AUSTRAC permits delayed CDD for certain real estate services. The platform tracks the timer and chases outstanding checks so nothing slips past deadline.
Structured intake and reviewer role-split so tipping off is prevented by design. Lodge SMRs inside AUSTRAC's 3-business-day window (24 hours for TF).
Verify SMSFs, discretionary trusts, unit trusts and Pty Ltd entities — including beneficial owners at 25%+ per AUSTRAC rules.
Every CDD action is signed and time-stamped. Data stored in AWS Sydney with bank-grade encryption — ready for AUSTRAC examination.
Workflows mirror real acquisitions — buyers agency agreements, auction purchases, off-market offers, foreign buyer ECDD.
Answer a short questionnaire and your AML/CTF program plus risk assessment are generated, ready for review.
All data hosted in AWS Sydney (ap-southeast-2). 256-bit encryption, tamper-proof audit log, 7-year retention built-in.
Solo plan for single-operator buyers agents; Boutique and Team plans for boutique and multi-agent agencies.
From $59/mo + GST. No feature gating. Annual plans save 17%.
AUSTRAC allows reporting entities to rely on each other's CDD. Export verified CDD packs to the conveyancer or solicitor on the same file.
Every plan includes AUSTRAC enrolment support, AML/CTF program generation, DFAT sanctions screening, PEP screening, and 7-year audit trails. Annual billing saves 17%.
Single-operator buyers agents. 1 seat, 5 IDV verifications/mo included.
Boutique buyers agencies. 3 seats, 10 IDV verifications/mo included.
Growing buyers agencies. 5 seats, 20 IDV verifications/mo included.
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Purpose-built AML software for Australian buyers agents & buyer's advocates. Plans from $59/mo. Up and running in under an hour.
The complete 2026 guide to AUSTRAC Tranche 2 obligations, CDD, ECDD for foreign buyers, and SMR reporting.
Read guideThe AUSTRAC Tranche 2 playbook for buyers agents — enrolment, program, CDD, SMRs and records.
Read guideWhat an AUSTRAC-ready AML app must do — must-have features, red flags and buyer's checklist.
Read guideStep-by-step AUSTRAC Online enrolment walkthrough for property professionals, including buyers agents.
Read guideWhat Tranche 2 compliance actually costs across software, consultants and DIY — with real numbers.
Read guideWhen and how to lodge a Suspicious Matter Report with AUSTRAC — including tipping-off rules.
Read guideThe complete AUSTRAC Tranche 2 timeline: enrolment opens, go-live, and deadlines through 2026.
Read guideA quick self-check to see how AUSTRAC-ready your buyers agency is right now.
Read checklist